Using a Letter of Intent for a Loved One with a Disability
When you have a loved one with a disability, planning for their future involves more than just legal documents and finances. A Letter of Intent (LOI) can be a powerful tool to convey your wishes and provide guidance for their care and lifestyle. Here's how to effectively use a Letter of Intent.
What is a Letter of Intent?
A Letter of Intent is an informal document that outlines your loved one's needs, preferences, and future aspirations. While generally considered a key part of special needs estate planning, it is not legally binding. Instead, it serves as a valuable guide for caregivers and legal guardians who may take over in your absence.
Personal Information and Daily Care
The LOI should start with basic information such as medical history, daily routines, and care preferences. Include details about medications, dietary needs, and any specific daily schedules to ensure continuity of care.
Educational and Development Goals
Describe any educational or developmental goals you have for your loved one. Whether it's continued schooling, therapy sessions, or skill development programs, these elements are critical for maintaining their growth and quality of life.
Social and Recreational Activities
Highlight your loved one's interests and hobbies. Information about social groups, friendships, and recreational activities can help maintain a fulfilling and engaging life, even when you are not around to facilitate them.
Creating the Letter
There are two strategies for creating an LOI. The first one is to write an actual letter, a free-form document. The other is to use one of the many forms available for free online. While creating the LOI, consider collaborating with family members, caregivers, and anyone involved in your loved one's life. This document should be regularly updated to reflect changes in preferences, health status, or living conditions. Since some of these changes happen gradually without our being aware, I recommend reviewing the document every year, either in the new year or on your loved one's birthday.
Additional Tips
When writing the letter, remember that this is not some serious, legally binding document. It may be a way of giving instructions, but it is also a guide to why your loved one is amazing. While you don't want to make it too long, you should, it helps to include preferences, anecdotes, tips for their care, and what brings them joy. Anything you think would help make the transition smoother.
A Letter of Intent is more than just a plan—it's a way to ensure your loved one's life is as enriched and stable as possible. By setting down your insights and desires, you create a legacy of care, reflecting your deep love and commitment. Start today by drafting your Letter of Intent to provide peace of mind and a clearer future for everyone involved.